MI Rates & Resources

Rates & Resources

We strive to make doing business with Radian Guaranty easy by providing you with the tools and resources to get your work completed quickly and precisely. Run a quote within MI Rate Finder or access the comprehensive resources that can help you work with us.

Run a Rate Quote

Accurate, Transparent MI Quotes

Radian Guaranty's MI Rate Quote tool delivers clear, competitive quotes quickly and efficiently. Our user-friendly platform allows you to generate mortgage insurance pricing with minimal input requirements, helping to streamline your loan origination process.

Get a Quote

Instant Calculation

Generate mortgage insurance quotes in seconds

Multiple Scenario Comparison

Compare various Radian Guaranty MI structures side-by-side (monthly, annual, single premium, split premium, etc.)

Borrower-Paid vs. Lender-Paid Options

Analyze different payment structures to find a solution that works for you

Quote ID

Using the quote ID allows you to access previous quotes and lock your rate quote for up-to 90-days

Quote Look-up

Recall prior Radian Guaranty MI quotes using a number of quote parameters including dates, quote names, zip codes, loan amounts, etc.

MI Rate Quote Support Resources

Our transparent approach to pricing helps you confidently discuss MI costs with borrowers, helping them understand the value of mortgage insurance in achieving homeownership. To help maximize the value of our quote tools, we provide:

Customer Care accessed via phone, email or live chat
Comprehensive user guides
Video tutorials for new users
FAQ resource center
Rate lock guidelines

Archived Standard Rates

Access Radian Guaranty's archived standard rates to reference MI rates.

All documents are PDF. If you don't have Adobe Reader®, download here.

Archived Credit Union Rates

Access Radian Guaranty's archived credit union rates to reference MI rates.

All documents are PDF. If you don't have Adobe Reader®, download here.

Clear, Comprehensive MI Guidelines

Radian Guaranty's mortgage insurance guidelines provide a detailed framework for loan eligibility, helping you determine which loans qualify for MI coverage. Our guidelines are designed to be clear, accessible, and aligned with industry standards.

Download Guidelines

Historical Guidelines

This historical perspective demonstrates our consistency and evolution as a mortgage insurance leader dedicated to supporting the housing market through changing conditions. This comprehensive resource provides valuable information for portfolio analysis, audit support, and research purposes.

Download Historical Guidelines

Stay connected with Radian Guaranty

We regularly update our guidelines to reflect market conditions and emerging trends, providing the most current information to help support your lending decisions.

MI Servicing Guides

Our comprehensive guides walk you through managing servicing and claims for Radian Guaranty-insured loans, with clear instructions for handling loans experiencing payment difficulties. You'll find detailed procedures for reporting defaults, exploring loss mitigation solutions, and submitting claims—all designed to help streamline your servicing process from start to finish.

View Servicing Guides

Servicing Forms

Access our collection of Radian Guaranty forms designed for servicing both current and delinquent insured loans. These ready-to-use documents help simplify your daily servicing tasks while maintaining standardized processing for all submissions.

View Servicing Forms

“Radian” is a brand of Radian Group Inc., including its licensed insurance affiliates. Mortgage insurance is provided and underwritten by Radian Guaranty Inc., a wholly owned subsidiary of Radian Group Inc. with home offices at 550 East Swedesford Road, Suite 350, Wayne, PA 19087. Radian Guaranty Inc. is a monoline mortgage insurance company licensed to write business in all 50 states, the District of Columbia and Guam.

550 East Swedesford Road
Suite 350
Wayne, PA 19087

©2025 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. This communication is provided for use by real estate professionals and mortgage professionals only and is not intended for distribution to consumers or other third parties. This does not constitute an advertisement as defined by Section 1026.2(a)(2) of Regulation Z.