Radian Resources for Homebuyers and Homeowners
Your road to homeownership can start here. Whether you’re saving for a home or want to preserve what you’ve worked so hard for, Radian offers valuable resources.
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Your First Home
Being a first-time homebuyer comes with plenty of questions and lots to consider. For instance, did you know you may be able to buy a home with just 3% down? Visit our homegenius website for helpful information and resources to help you when buying your first home.
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The Steps to Buying a Home
Not sure what to expect when you buy your first home? Let us walk you through the entire process, so you can be confident in your decision.
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Homeownership Education
Leverage free, online courses and learn how to establish goals, maintain a budget and avoid common homeownership pitfalls.
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Affordable Housing Crisis
Learn why many are struggling to afford a home in the current market and why underrepresented communities and people of color are most affected.
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The Fair Credit Reporting Act
The FCRA is a U.S. federal law that details how consumer credit information can be collected, distributed, and used.
Buying a Home: The Basics
Get a simple overview of the process
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Start to Finish
Learn what steps to take, from setting a budget to closing the deal.
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Closing Costs
Understand who pays what and how much.
Helpful Calculators
Try our online tools to help you determine when it makes sense to buy a home, compare your options and weigh your decision.
Buy vs. Rent
Compare the costs of both.
Monthly Payment
Determine your total monthly mortgage payment.
Save for a Downpayment
See how long it'll take to save for different downpayment amounts.
Equity & Appreciation
Explore your potential to build wealth through owning a home.
Budgeting Information
Use our helpful resources to see how PMI can help when buying a home.
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Buy or Rent?
We break down the cost of both.
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Downpayment Info
Even if you don't have 20% saved, you may be able to buy now with MI.
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MI vs. FHA
Understand the different low downpayment financing options.
Why Mortgage Insurance?
See how Mortgage Insurance (MI) can help you with your home purchase, and when you can cancel it.
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Benefits of MI
See how MI can help you buy a home without a 20% down payment.
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Canceling MI
When can you cancel your MI payments?
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MI FAQs
Get answers to common MI questions.
Homebuyer Checklists
Stay organized throughout the homebuying process.
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Home Features Worksheet
Let your realtor know what you want in a home.
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Property Evaluation
Complete this checklist to easily compare the homes you see.
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Application Checklist
Gather the information typically needed to process a mortgage application.
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New Homeowner Checklist
Make sure you complete these tasks before you move into your new home.
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Get Your Payments Back on Track
Trouble making your monthly mortgage payments? Be sure to review these topics with your lender.