Watch Timely Topics
Can MI Offset Homeowners Insurance Increases?
Rising homeowners insurance costs are making mortgages increasingly unaffordable, especially in disaster-prone areas. In this video, we will explore the significant increase in insurance premiums and how Radian Guaranty's mortgage insurance solutions, particularly CustoMIze SplitEdge®, may help offset these rising expenses and make homeownership more attainable for borrowers.
GSE Guideline Updates: Rental Income & Self-Employed Borrowers
More important guideline and requirement updates from the GSEs, Fannie Mae and Freddie Mac. In this Timely Topics video we will highlight the recent updates on rental income and self-employed borrowers including changes to documentation requirements, calculations, seasoning and ownership.
GSE Guideline Updates: Manufactured Homes & Student Loans
The GSEs, Fannie Mae and Freddie Mac, recently announced important changes to their guidelines. This short video aims to help you better understand these changes and their potential impact on upcoming loan reviews. In this Radian Timely Topics video, we will discuss: Fannie Mae's update on their manufactured home guidelines and Freddie Mac's changes to their student loan guidelines.
How Natural Disasters Impact Mortgages
Natural disasters such as hurricanes, wildfires, and floods have caused significant damage to homes and communities across the country. These tragedies not only impact the communities we live in but also the mortgage and insurance industries. In response, Fannie Mae and Freddie Mac (GSEs), have established policies and guidelines to help homeowners affected by these disasters.
Fannie Mae Appraisal Photograph Requirements
Fannie Mae announced important changes to the minimum photograph requirements for full appraisal reports, aimed at ensuring comprehensive and accurate property evaluations.
Seller Impersonation Fraud
Seller Impersonation fraud is a growing concern in the real estate and mortgage industries, adding to the numerous challenges faced by industry professionals. In this short video, we will review what seller impersonation fraud is, red flags associated with this fraud, and how to help prevent this fraud from occurring.
What Are Temporary Buydowns & How Can It Help Borrowers?
Interest rates continue to rise to levels we have not seen in years. So how do you assist your next borrower and help them purchase the home of their dreams? The temporary buydown is making a comeback, but do you know how it works?
Fannie Mae DU Updates on Invisible Credit Options
Fannie Mae has adjusted loan criteria and updated their systems to accommodate more borrowers without credit scores and help simplify the process for lenders. This Timely Topics video will help you better understand those changes and impacts.
GSE Requirements for the Accessory Dwelling Unit (ADU)
Accessory Dwelling Units or ADU's are becoming more common in mortgage transactions, yet many are unaware of the specific guideline requirements for this type of property. Are you ready for your next loan file featuring an ADU?
Insights on ARMs
Understanding Loan-Level Price Adjustments (LLPAs) & Upcoming GSE Changes
Effective May 1st, the GSEs, Fannie Mae & Freddie Mac, have announced that there will be changes made to the loan level pricing adjustments, or LLPA, fees. These fees may have a direct impact to both lenders and borrowers. This short video will define the LLPA, discuss the upcoming changes, and review ways for you to support your customers.
Construction-to-Permanent Loans: What You Need to Know
The real estate and housing markets are experiencing an unprecedented shortage of existing homes. Many motivated buyers are now exploring new construction homes to fulfill their dream of homeownership. Are you ready for the potential surge of Construction-to-Permanent loans as a result? This short video will give you the info you need to know for your next construction loan review.
Appraisal Gap Options for Buyers and Sellers in a High-Demand Market
High demand and low inventory are driving purchase prices well above the list price. With this demand, buyers are paying more than the home is being appraised for. Are you ready to work with your customers when the appraisal comes in lower than the purchase price? Do you and your borrower's know the options to bridge the gap between the purchase price and the appraised value?
Financing Properties with Solar Panels
Properties with solar panels are becoming increasingly common and can have a big impact on mortgage financing. In this short video, Radian National Training will touch on how these fixtures can impact the mortgage process.
Exploring Agency Desktop Appraisal Options
Residential appraisals continue to evolve. For years, the mortgage and real estate industries relied solely on the traditional appraisal report. Times and technology have changed, creating a quicker, more cost-effective approach to the residential appraisal. Effective March 2022, the GSEs began to offer the desktop appraisal option on eligible transactions. Are you ready for these reviews?
Policy Updates & Resources for First-Time Homebuyer Education
Home Ownership Insights: Diverse Markets
This dynamic discussion highlights the expansion of diverse markets and strategies you can leverage to address this market shift. They also provide insight to help you better understand diverse homebuyers and their needs.