Programs

Put the power of Radian to work for you. Our programs add value by streamlining MI and extending your reach to more customers.

Confident Coverage®

Radian's rescission relief program, Confident Coverage, provides increased peace of mind for both delegated and non-delegated submissions.  

Please see our Originations and Servicing Guide for more information.

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One Underwrite®

With One Underwrite and a minimum FICO score of 620, a loan may be eligible for Radian MI as long as it’s been accepted by Fannie Mae’s Desktop Underwriter or Freddie Mac’s Loan Product Advisor.

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Construction-to-Permanent Commitment

With Radian’s Construction-to-Permanent Commitment, we’ll honor guideline and pricing information for one full year while a home is being constructed. You can offer this to homebuyers who have a home under construction, or even before they break ground.


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Medical Professional Program

Have a borrower in the medical field? Our Medical Professional Program provides specialized eligibility for coverage on loan amounts up to $1,000,000. This program is available to newly licensed or established medical doctors, medical assistants, surgeons, dentists and oral surgeons with a credit score of at least 680.


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Jumbo Loans

Maximize your impact. Our Non-Agency Jumbo and Super Jumbo loan programs help lenders offer financing to customers seeking higher loan amounts.

Primary Residence Purchase or Rate/Term Refinance

  • Loan amounts up to $1,500,000
  • FICOs starting at 680
Second Home
  • Loan amounts up to $850,000
  • FICOs starting at 720
New Construction / Construction-to-Permanent
  • Primary residence loan amount up to $1,000,000
  • Second home loan amount up to $650,000

For complete details on our Jumbo Loans program, be sure to review our Underwriting Guidelines.

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MortgageAssure®

Offer your borrower added peace of mind. Our exclusive job loss protection program is available on certain LTVs at no additional cost to you or your borrower. 

Benefits to Borrowers:

  • Monthly payment protection of up to $1,500 (including principal, interest, taxes, insurance)
  • Up to six months of allowable mortgage payments, not required to be consecutive
  • Coverage period of 2 years, beginning on opt-in date
  • Helps protect credit rating by keeping mortgage payments current
  • Safeguards their home while preserving emergency savings and retirement and college funds
Benefits to Lenders:
  • Helps generate more business from local real estate agents
  • Drives lead conversions into sales
  • Adds value for borrowers at no cost to the lender or borrower


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Let us know how we can support your business.