MI Servicing
Our uniquely informed perspective on housing and capital markets allows us to understand your distinct servicing needs. Built on decades of trusted relationships, Radian Guaranty combines deep experience with streamlined resources to help you maintain accuracy and confidence across your Radian MI portfolio.
Comprehensive guidance for managing loans
Our MI servicing guides provide detailed instructions for managing insured loans. These resources outline procedures to provide clarity throughout the MI servicing lifecycle.
Origination & Servicing Guide
For Radian Master Policies #RAF483 and #RAF700
Legacy Origination & Servicing Guide
For Radian Master Policy #RAF1040
Legacy Default & Claims Servicing Guide
For Radian Master Policy #RAF1040
Essential MI Servicing Forms for Every Stage
MI Servicing Forms for Performing Loans
If you don't have Adobe Reader®, download here.
MI Servicing Forms for Non-Performing Loans
If you don't have Adobe Reader®, download here.
Rates & Resources
Updates & Alerts
MILAR Reporting Solutions
Radian Guaranty's Mortgage Insurance Loan Activity Report (MILAR) offers tools to help servicers fulfill their monthly reporting obligations efficiently and accurately. Our platform supports the industry-standard format while providing Radian-specific guidance to help enhance compliance.
- Submit monthly portfolio updates
- Track loan performance metrics
- Identify potential servicing issues
- Maintain compliance with MI requirements
- Efficient premium billing
- Support claims processing when needed
Explore our resources to help optimize your monthly reporting process.
MILAR Full Data Set
169 data elements
MILAR Minimum Data Set
32 data elements
MILAR FAQ
This FAQ is intended to answer basic Servicer questions about the required MILAR reporting.
MI Cancellation
* MI Cancellation content is provided by Radian for informational purposes only, and does not include all details of the HPA or Fannie Mae’s and Freddie Mac’s mortgage insurance cancellation guidelines. Be sure to engage legal counsel and reference the appropriate Fannie Mae or Freddie Mac Servicing Guides regarding termination of conventional mortgage insurance for more detail. The terms of Radian’s master policy apply and requires prompt notice of cancellation to Radian when a borrower’s cancellation request is granted. In the absence of notice to Radian, the lender’s coverage will continue, even though the borrower may not be responsible for the premium.
“Radian” is a brand of Radian Group Inc., including its licensed insurance affiliates. Mortgage insurance is provided and underwritten by Radian Guaranty Inc., a wholly owned subsidiary of Radian Group Inc. with home offices at 550 East Swedesford Road, Suite 350, Wayne, PA 19087. Radian Guaranty Inc. is a monoline mortgage insurance company licensed to write business in all 50 states, the District of Columbia and Guam.