April 17, 2025

The $638 Million Reason to Choose Your Title Company Wisely

Every day a property sits unrenovated may cut into a fix & flip investor’s potential profits. But in the rush to close deals quickly, are you giving enough thought to a fundamental component of every transaction – the title company? This often-overlooked aspect can significantly impact your long-term success.

The title landscape has seen a surge of innovation in recent years. While innovation is welcome, it's crucial to look beyond headlines that seem too good to be true. The real value of a title company lies in its ability to help protect your investments when things go sideways – and in real estate, they often do.

Consider this: According to the American Land Title Association (ALTA), title insurance companies paid out over $638 million in claims in 2023 alone. This staggering amount highlights the importance of choosing an experienced title company.

Emerging title companies touting advanced technology may lack the experience typically gained only with years of claims management exposure. The financial stability of your title provider may also be a large factor in their ability to honor commitments and protect your investment if title issues arise.

So, what should real estate investors look for in a title company? Here are several factors to consider:

1. Financial Stability: Consider whether a title company is backed by a strong parent company or with a proven track record of financial health. This may indicate adequate resources to continue operations even in challenging times.
2. Claims Experience: A reputable title underwriter would not search for reasons to deny valid claims or pursue curative litigation that is unlikely to succeed in order to delay a payment obligation. Instead, they should stand behind their policies and promptly accept claims when warranted.
3. Customer Service: Responsive, knowledgeable customer service can make all the difference when navigating complex transactions or addressing title issues.
4. Potential Cost Savings: Competitive rates, bundled services, and efficiency may offer potential savings.
5. Transparent Fee Structures: Unexpected closing costs may reduce your expected profits, especially when flipping properties. Look for clear, upfront pricing.
6. Widespread Availability: Using the same providers in various markets can help provide a more seamless experience during closing.
7. Underwriting Knowledge: Experienced underwriters can spot potential issues before they become problems, helping to save you time and headaches down the line.
8. Technology Balance: While technology can streamline processes, it should complement, not replace, a human counterpart. Look for companies that leverage tech wisely without sacrificing the personal touch.
9. Culture of Compliance: Reputable title companies are fully licensed and strive to maintain a culture of compliance with all applicable state and federal regulations.

When relying on others to select a title company, be sure to understand why they were recommended. The familiar option isn't always the best when protecting your investments. Remember: a strong foundation may start with a strong title company. Radian Title Services embodies all of the factors mentioned above and more. Choose wisely, and happy investing!

Who We Are:

Radian Title Services Inc. includes Radian Title Insurance Inc., a title insurance underwriter, and Radian Settlement Services Inc., a title agency offering settlement services. We are backed by the Radian Group (NYSE:RDN), a trusted name in the real estate and mortgage industries for over 48 years. Radian Title Services combines financial strength with exceptional customer service. With Radian Group’s impressive $5 billion market cap and over 1,100 employees, investors can rest assured that Radian Title Services has the resources and stability to help protect their investments for the long haul. This backing provides peace of mind that your title insurance and settlement services provider will be there when you need them most. Radian Title Services may also help alleviate some of the financial strain of an investment property. Say goodbye to the headaches from other title and settlement companies and say hello to Radian Title Services. 

©2025 Radian Group Inc. All Rights Reserved. No purchase necessary to obtain a quote. You are not required to negotiate any policy of title insurance through a particular insurance company, agent, solicitor, or broker through your use of [this or the titlegenius by Radian] platform. "Radian" and "titlegenius" are brands used with permission by Radian Group Inc.'s licensed insurance affiliates.   Title insurance is provided and underwritten by Radian Title Insurance Inc., 6100 Oak Tree Blvd, Suite 200, Independence, OH 44131; Tel: 800.362.2305, NAIC#: 51632, CA – License# 5093-0. FL – Title insurance license #51632. AZ – Title Insurer 51632 (not licensed in AK, HI, ID, IA, ME, NH, NJ, VT and WY). Title Services are provided by Radian Title Insurance Inc. and Radian Settlement Services Inc., 1000 GSK Drive, Suite 210, Coraopolis, PA 15108, Tel: 800.646.8258, FL- Non-Resident Title Agency #A271379, AZ- Non-Resident Title Agent #1800016008, both subsidiaries of Radian Group Inc. Radian Settlement Services Inc. is a title insurance agency for Radian Title Insurance Inc. Radian may designate minimum standards as to the company, terms, coverage and provisions of the policy.  Additional licenses available at https://www.mytitlegenius.com/licensing-and-disclosure-information.