May 20, 2020
4 GSE COVID-19 Guideline Updates You Need to Know
As we navigate the impact of COVID-19 on our industry, Radian is implementing changes to our mortgage insurance, title insurance, and real estate services processes to align with the latest GSE announcements. Here’s what you need to know.
- Expanded Borrower Support
COVID-19 related hardships are now considered an eligible hardship, regardless of property type.
- Additional Due Diligence
Given the impact on employment and income, lenders should ensure new MI applications reflect the current status of borrowers’ income, assets, and business operations (if self-employed).
- Uniform Servicer Reporting
There are new servicer reporting requirements for uniformity in relation to COVID-19 related defaults, forbearance, and loss mitigation workouts.
- Protection for Borrowers with Loans in Forbearance
Radian will still activate MI coverage for loans entered in a COVID-19 related forbearance plan and offer flexibility in rescission relief eligibility.
Radian is here to help as you assist new and existing borrowers during these unprecedented times. For more information on the latest guideline changes, visit www.radian.com/covid-19 or contact your Radian Account Manager.
5 GSE COVID-19 Guideline Updates You Need to Know
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